Stafford Loan Limits

	Dependent Undergraduate Student	Independent Undergraduate Student	Graduate and Professional Student
Freshman year (0-29 credit hrs)	$5500 (maximum subsidized $3500)	$9,500 – No more than $3500 of this amount may be in subsidized loans
Sophomore year (30-59 credit hrs)	$6500 (maximum subsidized $4500)	$10500 - No more than $4500 of this amount may be in subsidized loans	$20,500 - No more than $8500 of this amount may be in subsidized loans and $12,000 unsubsidized
Junior & Senior year (60-89 JR credit hrs) (90 & more SR credit hrs)	$7500 (maximum subsidized $5500	$12,500 - No more than $5500 of this amount may be in subsidized loans
Maximum Total Debt From Stafford Loans When You Graduate	$31,000 (maximum subsidized $23,000)	$57,500 - No more than $23,000 of this amount may be in subsidized loans	$138,500 - No more than $65,500 of this amount may be in subsidized loans. The graduate debt limit includes Stafford Loans received for undergraduate study.

Repayment Information