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In certain cases, you can have your federal student loans forgiven, cancelled or discharged.

Teacher loan forgiveness for Stafford Loans
Teacher cancellation for federal Perkins Loans
Public service loan forgiveness
Discharge and cancelation

Teacher loan forgiveness for Stafford Loan borrowers

Federal legislation has made significant changes in the terms of teacher loan forgiveness for Stafford loan borrowers. The eligibility requirements and maximum amounts of loan forgiveness now differ depending on when the borrower began teaching service that qualifies for loan forgiveness and the subject matter that the borrower is employed to teach. Find out specifics about teacher loan forgiveness for Stafford loans.

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Teacher cancellation for Perkins Loans

If you have a loan through the federal Perkins Loan program, you may be eligible for loan cancellation for full-time teacher at a low-income school or for teaching in certain subject areas. Find out more about cancellation for Perkins loans.

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Public service loan forgiveness for Stafford Loan borrowers

Direct loan borrowers working in specified public service occupations may qualify for forgiveness of oustanding loan balances after making 120 monthly loan payments. To qualify, payments must have been made after October 1, 2007. Typically, most federal student loans are fully repaid within 120 monthly payments. Only borrowers who repay under certain flexible repayment options will likely qualify for public service loan forgiveness. Find out more about public service loan forgiveness.

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Discharge and Cancellation

You must repay your loans even if you don't complete your education, can't find a job related to your program of study or are unhappy with the education you paid for with you loan. Find out about information regarding loan discharge and cancellation.

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