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High School Seniors, meet Rowdy Cents! (10-Steps about applying to UTSA and getting your money matters in order before you start college!)
home page updated 11/16/09 |
Rowdy Cents says, "Stroll the site for what matters to you."
Downloadable Documents:
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- Budgeting and Expense tracking worksheet in MS Word
- Budgeting and Expense tracking worksheet in MS Excel
- Budget Tips for New UTSA Students in PDF format (updated 6/11/09)
- Making Financial Goals and Priorities worksheet in MS Word
- Costs of attending UTSA and Being a College Student in MS Excel
- Opportunity Costs worksheet in MS Excel - compare taking 4, 5, or 6 years-to-degree (updated 6/10/09)
- Glossary of Types of Savings Accounts in PDF format (8/20/09)
- Money-savers by Rowdy Cents
- Money-wasters for UTSA students by Rowdy Cents in PDF format (8/20/09)
- How to Run an ASAP Degree Evaluation in PDF format - for admitted UTSA undergraduate students with earned credit hours
- Mid-term Money Blues in PDF format (10/27/09)
- High School Seniors, Meet Rowdy Cents in PDF format (11/16/09)
Pages, in alpha order, with links and topics:
About us - raising the personal finance literacy awareness of UTSA students and focusing on time management and the length of time it takes for the average UTSA student to graduate (page renamed 8/19/09)
- Graduation Initiative
- Institute for Financial Literacy
- Project on Student Debt
- UTSA Fact Book
Climb - taking 4 years or more to get a degree; what may be the best money plan
- Fast Facts about time-to-graduation - National Center for Education Statistics (NCES)
- Calculate Your Opportunity Costs - Rowdy Cents' MS Excel Spreadsheet -plug in your scenarios about time to degree
- How to Run a Degree Evaluation - Steps for admitted UTSA undergraduates to generate an online degree evaluation
- ASAP - Automated Student Access Program for UTSA students
Educate - going to college, choosing a major = a career, college costs (UTSA), paying for college
- Worth of the college price tag - US News & World blog discussing worthiness of a college degree and the price
- Life goal -why go, what to do, how to pay (College.gov)
- Careers -explore careers, education & training required, salary expectations
- Majors -explore majors for careers wanted, plan for and find a college, pay for college
- One long-term benefit of a college degree - article about "low education leads to low income"
- Time to a degree
- College costs -understanding costs and options from College Board.com
- Texas colleges -college locater, college match-up from College for All Texans.com
- UTSA -what to expect for tuition, fees, living expenses, etc. (based on 2008-2009 academic year data)
- Community college -best to start college there - myth or reality
- Opportunity costs
- Affordability -financing options from College Board.com
- High School Seniors, Meet Rowdy Cents - 10-Steps for applying to UTSA and having your money ready to start college
Follow - knowing where the money comes from now and where it goes by budgeting & tracking expenses
- Budgets, tracking expenses with MS Word document - Rowdy Cents' Worksheet
- Budgets, tracking expenses with Excel Worksheet
- Budget Tips for New UTSA Students in PDF format (updated 6/11/09)
- Quicken budgeting online tool
- Mint.com allows for multiple accounts tracking, expense tracking, and net worth calculation
- Article - The First Big Test: Watching Expenses, Some Students Clamp Down as They Gear Up
Follow by setting financial goals (subpage of Follow) - planning for and prioritizing future wants and needs
- SMART goals guideline by Top Achievement
- Writing down financial goals using Rowdy Cents' MS Word form
- Prioritizer - Calculator for prioritizing financial goals
- Teaching about Budgeting - resources for teachers of young children through college age
- Financial goals, First Step from Smart About Money
- Goal Setting's Big Payoff - article by Dave Ramsey, financial adviser, writer, radio and TV personality)
- Financial fitness - Young Money online article
Go - taking personal finance on-the-go and taking a detour from the Paseo Dinero
- Portable Audio Version - downloadable to MP3 players, this is the Money Smart Podcast Network covering topics on personal finance basics; a public service of the FDIC (Federal Deposit Insurance Corporation)
- CashCourse portal - the National Endowment for Financial Education; short modules on financial basics, paying for ollege, college life, and world of work; calculators & worksheets, economic survival tips, interactive Budget Wizard
Jump - avoiding the DEBT pothole on the Paseo Dinero
- Debt Analyzer -how much is too much debt
- Take the Life or Debt Quiz
- College Debt - how much is too much college debt
- Credit ratings and credit scores importance
- Strategies for coping with consumer debt
- Taking longer to getting a degree could lead to more debt
- Debt worries - stress, depression, even suicide
- College students and bankruptcy
- Getting help
March - being a bank accountholder; being unbanked has a downside; locating a bank & at UTSA
- Why have a bank account - Get Started - article from Fed Reserve Bank Atlanta
- Banking on the UTSA main campus - Frost Bank
- High costs of non-bank services when you need to cash a check
- "Down side" of check-cashing services - a YouTube video
- Locate a bank near you with the features you want
- Bank rates, types, security - Bankrate.com
- Checking Account 101 - basics in having and managing a checking account from Bankrate.com
Money Journey - globe-trotting Rowdy Cents' home page
Play - having fun with financial games; knowing vacation tips and "staycation" tips
- me, SAVE? - video vignette about types of spenders - feedthepig.org
- Track-o-matic and Get it on Credit - cartoon videos
- $avingsman -cartoon video
- Practical Money Skills for Life - games and quizzes
- Credit Card Simulator - practice using a credit card and payment choices; money quizzes
- Credit Card Skills Builder - practice using a credit card and payment choices
- Texas Reality Check - flash player version- Texas cities, jobs, salaries, education-levels
- Texas Reality Check - non-flash player version
- Show Me the Future - education-levels, salaries, expenses (geared somewhat toward a younger crowd)
- The Debt Ski Game - jump on the debt ski and ride the waves of life
Reach - money saving tips for all and for college students; money-wasters for UTSA students
- Mid-term money blues - (a PDF file) tips about what to do when your money is running low
- Couponmom.com - many coupons to print and save money
- Amazon, eBay, half, and Barnes and Noble - for buying text/class related books
- Chegg and CollegeBookRenter - for renting textbooks
- American Opportunity Tax Credit - 2009 tax credit for books and supplies - some limitations apply
- www.textbookaid.org - more about text book aid
- March - your money to the bank and find out why
- Money-wasters (PDF file) - avoid these as a UTSA student
Run -the race of time; managing time in your life and in school
- Time management and study skills - UTSA Tomas Rivera Center resources
- Study Guides and Strategies - interactive schedule and "to do" list; preparing for college, learning, studying tips
- ECampus Tours - campus life and dealing with school pressures
- Blogs about time-saving tips, money-saving advice, and life-coping strategies:
- Campusgrotto.com -blog and advice for students and prospective students
- spendster.org -"stuff" stories - money and time wasted
Stretch - spending wisely, saving money and a strategy to do, money-wasters for UTSA students
- Begin with Financial Goals - Rowdy Cents' MS Word form for writing financial goals
- Financial calculators - English version --online calculations of savings, mortgages, credit card payments, using interest rates
- Calculadoras Financieras - en Espanol
- Savings strategy - the 70-20-10 plan
- America Saves - join the campaign to be a saver
- Glosssary of types of investment (savings) vehicles -PDF
- Money-saving tips - PDF
- America Saves - join with others in America to save money
- "Savings Strategies: Coping with Consumer Debt" - America Saves newsletter feature article
Walk -on the Paseo Dinero or the "Money Walk" and making decisions that impact finances
- Life Decisions - financial impacts of marriage, children, education, retirement, etc. (from Smart About Money)
- Paseo - Rowdy Cents' theme from the UTSA 2004 Master Plan
PAGE UPDATED 11/16/09
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