Annual Enrollment
Annual Enrollment 2026 Has Closed
New elections or rates go into effect on Sept. 1, with deductions reflected on your October paycheck. We encourage you to review your October paycheck to confirm your deductions match your annual enrollment elections.
Annual Enrollment Timeline
During the academic campus annual enrollment period, you will review your benefits confirmation statement via My UT Benefits.
New elections or rates go into effect Sept. 1, with deductions reflected in your October paycheck. We encourage you to review your October paycheck to confirm your deductions match your annual enrollment elections. If you discover an error, immediately email the People Excellence office and include specific details, including your employee ID number.
Benefit Changes for 2026-27
UT SELECT Medical
Preventative Care Incentive Program (PCIP)
- For the 2026-2027 UT SELECT plan year, employees and their spouses must have a preventive exam on file by Feb. 28, 2027, to waive a $50 monthly premium differential. If your preventive exam is on file for a date of service between February 2026 and February 2027, you will not incur the $50 premium differential that will first be reflected on the May 3, 2027, paycheck.
Additional Updates
- Hello Heart is a new tool available to eligible UT SELECT members designed to help members manage heart disease risk.
- UT SELECT Out-of-Pocket maximum will increase from $9,200 to $10,600 for individuals and from $18,400 to $21,200 for families.
- Simplified newborn baby benefit: The hospital co-pay, deductible and co-insurance will apply to both the mother and the newborn(s).
New! UT Lifestyle Benefits
UT Lifestyle Benefits are optional benefits that supplement your regular health coverage with support for a range of needs. Lifestyle Benefits provide cash payments or access to services when you need them most. New for this year’s annual enrollment period, coverage begins Sept. 1, 2026.
Securian Financial
- Accident Insurance: Offers additional financial protection by providing a cash payment directly to you if an accident occurs.
- Critical Illness Insurance: Provides a cash payment after diagnosis of a covered condition, such as a heart attack or cancer.
- Hospital Indemnity Insurance: Provides cash payment after each day spent in a hospital to help supplement your health insurance.
LegalEASE
Provides comprehensive legal plan benefits that empower employees and their families with accessible, affordable legal support when they need it most.
MetLife Pet Insurance
Sees your pet as family and delivers a unique kind of coverage and care that helps them live well — not just get well — so you can live well, too.
UT FLEX
- The maximum contribution for the Healthcare Flexible Spending Account (HCRA) will increase to $3,400, and the Dependent Care Reimbursement Account (DCRA) will increase to $7,500 per family.
- Remember, you must elect HCRA and/or DCRA in My UT Benefits each year to participate.
Dental Plans
- UT SELECT Delta Dental Plans plan enhancement beginning Sept. 1, 2026, with no premium increase.
- Delta Dental DHMO will be modernized with a slight premium increase. More details are coming soon.
Other Insurances
- No changes to disability, voluntary group term life and accidental & dismemberment insurance plans.
- Requires Evidence of Insurability (EOI) if increasing life insurance or adding disability plans.
- Age and salary-based premiums may change depending on your age and salary as of September.
Premiums
UT SELECT Premium Changes
If you are a full-time benefits-eligible employee who carries employee-only coverage, you will see no increase to your monthly premium thanks to premium sharing from the state and UT San Antonio. If you are a part-time benefits-eligible employee, or your plan includes coverage for a spouse, children or family members, increases are shown below.
| MONTHLY PREMIUMS | ||||
|---|---|---|---|---|
| Plan | *Employee | *Employee & Spouse |
Employee & Child (ren) |
Employee & Family |
| UT SELECT Medical Full-Time |
$0 no change |
$429.20 $66.38 increase ▲ |
$414.39 $34.93 increase ▲ |
$820.85 $106.37 increase ▲ |
| UT SELECT Medical Part-Time |
$449.67 $28.35 increase ▲ |
$1,125.68 $120.70 increase ▲ |
$1,031.65 $89.57 increase ▲ |
$1,686.03 $186.75 increase ▲ |
*Preventive Care Incentive Program: A $50 premium differential applied to each employee and each spouse without a preventive care exam on file by Feb. 28, 2027. The first deduction for a premium differential will be on your May 2027 paycheck.
UT CARE Premium Changes
If you carry retiree-only coverage, you will see no increase to your monthly premium thanks to premium sharing from the state and UT San Antonio. If your plan includes coverage for a spouse, children or family members, increases are shown below.
| MONTHLY PREMIUMS | ||||
|---|---|---|---|---|
| Plan | Retiree | Retiree & Spouse | Retiree & Child(ren) | Retiree & Family |
| UT SELECT Medical Full-Time |
$0 no change |
$429.20 $66.38 increase ▲ |
$414.39 $34.93 increase ▲ |
$820.85 $106.37 increase ▲ |
| UT CARE Medical |
$0 no change |
$362.82 no change thru 12/31/2026 |
$379.46 no change thru 12/31/2026 |
$714.48 no change thru 12/31/2026 |
*UT CARE rates may change on Jan. 1, 2027, and will be communicated during the November 2026 UT CARE enrollment period.
Annual Enrollment Benefits Fair
If you were unable to attend this year’s annual enrollment benefits fair on July 8, take a few minutes to watch the annual enrollment video below from UT Benefits and learn about your annual enrollment options, including new benefits and changes to the UT SELECT plan.
Resources
To learn more about navigating the annual enrollment process, visit the UT System Office of Employee Benefits website.
More Information
If you have questions or need assistance regarding annual enrollment for academic campus employees, send us an email or call 210-458-4250. Visit the UT System Office of Employee Benefits for updates about your benefits.
